1. Acceptance of Terms

By accessing, browsing, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and Cutler Bay Biz LLC.

If you are using our services on behalf of a business, you represent that you have the authority to bind that business to these Terms.

2. Description of Services

Cutler Bay Business Directory provides:

• Business listing and directory services
• Networking events and business promotion
• Membership benefits and exclusive access
• Community resources and business support
• Educational content and workshops

We reserve the right to modify, suspend, or discontinue any part of our services at any time with or without notice.

3. User Accounts and Registration

To access certain features of our services, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized use
• Accept responsibility for all activities under your account

We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

4. Acceptable Use Policy

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, threatening, or offensive content
• Engage in fraudulent or deceptive practices
• Interfere with the proper functioning of our services
• Attempt to gain unauthorized access to our systems
• Use our services for commercial purposes without permission

5. User Content and Intellectual Property

You retain ownership of content you submit ("User Content"), but by submitting it, you grant us:

• A non-exclusive, royalty-free license to use, modify, and display your content
• The right to use your content for promotional and operational purposes
• Permission to share your content with other users of our services

You represent that you have all necessary rights to your User Content and that it does not violate any third-party rights.

6. Membership and Payment Terms

Our membership services include:

Membership Fees:

• Memberships are billed annually in advance
• All fees are non-refundable after 72 hours of initial payment
• Automatic renewal unless cancelled before the renewal date
• Price changes will be communicated 30 days in advance

Refund Policy:

• 50% refund may be considered within 7 days of renewal under exceptional circumstances
• Refund requests must be submitted in writing with justification
• All refunds are at our sole discretion

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

8. Disclaimers and Limitations of Liability

Our services are provided "as is" without warranties of any kind. To the maximum extent permitted by law:

• We disclaim all warranties, express or implied
• We are not liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim
• We are not responsible for third-party content or services

9. Indemnification

You agree to indemnify and hold harmless Cutler Bay Biz LLC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Your User Content

10. Termination

We may suspend or terminate your access to our services immediately, without prior notice, if you:

• Violate these Terms or our policies
• Engage in fraudulent or illegal activities
• Fail to pay required fees
• Pose a risk to other users or our services

Upon termination, your right to use our services ceases immediately, and we may delete your account and content.

11. Governing Law and Disputes

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services will be resolved in the courts of Miami-Dade County, Florida.

Before filing any legal action, you agree to first attempt to resolve disputes through good faith negotiations.

12. Changes to Terms

We may modify these Terms at any time by posting updated terms on our website. Material changes will be communicated via email or website notice at least 30 days in advance. Your continued use of our services after changes become effective constitutes acceptance of the new Terms.

13. Severability and Waiver

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.

14. Contact Information

If you have any questions about these Terms, please contact us:

• Email: info@cutlerbaybiz.com
• Phone: +1 (305) 879-2994
• Address: 13070 SW 248TH ST STE 1, Miami FL, 33032

We will respond to your inquiry within 5 business days.